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As in many developing countries, Mexico’s relatively young working population is still very much in the learning process when it comes to retirement, insurance and other benefits.
Mexican employees overall report a high degree of concern about financial issues, with 85% of married employees surveyed saying they are extremely concerned about financial security in the event of a spouse’s premature death.
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The relatively low rate of ownership in a variety of financial products also illustrates the fact that many Mexican employees – especially young workers – are new to the notion of financial planning or do not view it as a top priority.
Only 38% of Mexican employees surveyed have a savings fund, 34% own health insurance and 28% or less own other insurance or investment products. The majority of employees who own some of these products obtained them, at least in part, through the workplace.
In this increasingly competitive landscape, Mexican companies will increasingly discover the value of benefits as a tool for attracting and retaining their best employees.
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