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There are a number of different group products and services marketed by MetLife that a broker can sell to qualify for Supplemental Compensation. For qualification and payment purposes, coverages must have a minimum number of two eligible lives. The products fall into the following Coverage Groupings:

Coverage Grouping 1 Basic Life, Core Life, Dependent Life, Accidental Death & Dismemberment (“AD&D”) both personal and dependent Coverage Grouping 2 Optional Group Term (Supplemental Life), Voluntary AD&D both personal and dependent, Optional Life/AD&D, Buy-Up Life, Buy-Up AD&D Coverage Grouping 3 Group Universal Life – cost of insurance only Coverage Grouping 4 Group Variable Universal Life – cost of insurance only

Coverage Grouping 55 Dental Benefits Products Coverage Grouping 6 Short Term Disability (“STD”), Voluntary STD, Mandated State Disability Plans Coverage Grouping 7 Long Term Disability (“LTD”), Voluntary LTD Coverage Grouping 8 Group Long Term Care Coverage Grouping 9 Hyatt Group Legal Plans

Administrative Services Only (“ASO”) business may be included only in Coverage Groupings 5 and 6.

Any products or services not specifically included in the above section are excluded from the Supplemental Compensation Plan, and therefore will not be counted for qualification purposes, nor will a broker receive Supplemental Compensation on the premium or fees relating to those products.

⁵ Only those dental insurance policies underwritten by Metropolitan Life Insurance Company and ASO arrangements provided by Metropolitan Life Insurance Company will be considered for Coverage Grouping 5. Coverage Grouping 5 does not include dental benefits products provided by affiliates of Metropolitan Life Insurance Company.